What does a financial planner do in your mind? Investment planning? Tax planning? Insurance planning? Retirement planning? Estate planning? Yes, those are some of the specific services a financial planner can offer. However, what are the real values a financial planner typically provides behind those services? This week I would like to share with you one of the best descriptions of the key value propositions that a good financial planner provides from Mitch Anthony. It articulates what you should expect from a good financial planner.
It's time for our quarterly market review again. This quarterly material is to help you reinforce the concept of diversification, and serve as a reminder that you should view daily market events from a long-term perspective and avoid making investment decisions based solely on the news.
You could also learn how to evaluate the actual cost of a mutual fund and why it matters from the article, "Total Cost of Ownership”, on the last three slides. Enjoy reading!
Most people believe that the money saved in your bank accounts are 100% safe. It's not necessarily true for everyone. Based on the data from the Federal Deposit Insurance Corporation (FDIC), more than 500 banks in the U.S. failed from 2001 to 2017. You may not get all your money back when your bank fails. This week I will talk about how safe your money is at the bank and how to make it safer if necessary.
Last time we covered Restricted Stock Units (RSUs). This week I will talk about another common type of stock compensations offered by many companies nowadays - Employee Stock Purchase Plans (ESPPs).