When it comes to investing, some investors always want to add something to their current portfolio to reduce the overall volatility. They believe that the more is better, the more complex is better. Since the recent financial crisis, a group of mutual funds focusing on alternative investments and/or strategies have been getting a lot of attractions. But is it a good option for most investors? This week, I will share with you an article from one of our strategic partner, Dimensional Fund Advisors. It covers what those "Liquid Alternatives" are, how they perform overall, and more importantly, what questions you should ask yourself before adding additional types of assets or strategies to your portfolio in the future.
Early this year, I wrote a blog post on Social Security retirement benefits for non-U.S. citizens. This week I will talk about Medicare and some specific rules for non-U.S. citizens.
Should you rent or buy? This is probably one of the most common financial questions people likely face in our lives. Financial factor is not the only thing we would consider when answering this question but it is essential. This week, I will show you how to figure out the numbers.
Target-Date Funds are getting more and more popular. Many employers even make it as the default investment choice in the 401(k) plans for their employees. However, as I always say, no such an investment product is good or bad for everyone. This week, I will help you understand what Target-Date Fund is, how it works, and who should use it.