Early this year, I wrote a blog post on Social Security retirement benefits for non-U.S. citizens. This week I will talk about Medicare and some specific rules for non-U.S. citizens.
Target-Date Funds are getting more and more popular. Many employers even make it as the default investment choice in the 401(k) plans for their employees. However, as I always say, no such an investment product is good or bad for everyone. This week, I will help you understand what Target-Date Fund is, how it works, and who should use it.
Most people are probably contributing to or at least have heard of a 401(k) plan. Some of you may have a choice to make Roth contributions instead of the regular pre-tax contributions to your 401(k) plan at work. How about non-Roth after-tax 401(k) contributions? This week I will help you understand what it is, how it works, and who can benefit from it.
If you are a permanent resident and not planning to become a U.S. citizen in the future, you may wonder if you are still eligible for Social Security benefits and if so how much you will get and whether you can still collect the payment if you decide to go back to your home county. Don’t worry and I'm with you.
There are a couple of different types of Social Security benefits. Here I will mainly focus on the most common one - retirement benefit. If you are not familiar with the Social Security retirement benefits, please read this publication from Social Security Administration (SSA) to get some basic understandings of how it works in general before we get into some specific issues related to Non-U.S. citizens.